Home.md
... ...
@@ -8,12 +8,30 @@
8 8
- [[daily]]
9 9
10 10
11
-- [[esim]] - [[bank]] - [[broker]] - [[digital-wallet]] - [[credit-card]]
11
+
12 12
13 13
- [[country]]
14 14
15
+
16
+
17
+
18
+## ID
19
+
20
+- [[address]]
21
+
22
+- [[esim]]
23
+
15 24
- [[apple-id]]
16 25
26
+## finance
27
+
28
+- [[bank]]
29
+
30
+- [[broker]] - [[credit-card]]
31
+
32
+- [[digital-wallet]] - [[wise]]
33
+
34
+
17 35
## back-end
18 36
19 37
- [[vps]]
... ...
@@ -78,4 +96,3 @@
78 96
79 97
## make-money
80 98
81
-
ID/ID.md
... ...
@@ -0,0 +1,6 @@
1
+
2
+# ID
3
+
4
+- [[address]] - [[bank-statement]]
5
+
6
+- [[residential-address]]
... ...
\ No newline at end of file
ID/bank-statement/bank-statement.md
... ...
@@ -0,0 +1,11 @@
1
+
2
+# bank-statement
3
+
4
+- [[velo]]
5
+
6
+- [[HSBC]]
7
+
8
+
9
+## purpose
10
+
11
+- [[wise]]
... ...
\ No newline at end of file
finance/bank/HSBC/HSBC-pulse-card.md
... ...
@@ -0,0 +1,27 @@
1
+
2
+# HSBC Pulse Card
3
+
4
+## HK Bank Account Setup & Pulse Card Application
5
+
6
+### Pre-arrival Preparation
7
+
8
+Download the HSBC HK app before arriving in Hong Kong and apply for Premier Banking directly for pre-approval.
9
+
10
+### Timeline & Process
11
+
12
+**November 1**: Arrive in Hong Kong and upload entry/exit PDF to activate HSBC account. Walk in to add signature (convenient for future account downgrade).
13
+
14
+**November 7**: After moving the equivalent of HK$1.1M funds, apply for Pulse card.
15
+
16
+**November 11**: Pulse card arrives.
17
+
18
+### Important Notes
19
+
20
+This process has been verified by many people. If you want to apply for Pulse, move quickly.
21
+
22
+**Important**: Don't open HSBC One when going to Hong Kong unless you have HK$7M. Otherwise, you won't be able to upgrade to Premier Banking. Currently, you cannot get approved for any credit cards without Premier Banking status.
23
+
24
+
25
+## ref
26
+
27
+- [[bank]] - [[HSBC]]
... ...
\ No newline at end of file
finance/bank/HSBC/HSBC.md
finance/credit-card/credit-card.md
... ...
@@ -1,14 +1,6 @@
1 1
2 2
# credit-card
3 3
4
-到港前提前下载hsbc hk app直接申请卓越理财，即可预审
5 4
6
-11.1 到港上传出入境PDF激活汇丰账户，walk in补签名（方便后续降级）
5
+- [[HSBC-pulse-card]] - [[HSBC]] - [[bank]]
7 6
8
-11.7 搬完11砖，申请pulse
9
-
10
-11.11 pulse下卡
11
-
12
-这个流程已经经过很多人验证了，想办pulse的就赶快冲
13
-
14
-去香港不要再开one了，除非你有70砖，不然升级不了卓越，现在没有卓越批不了任何信用卡
... ...
\ No newline at end of file
finance/digital-wallet/wise.md/2025-11-28-16-24-29.png
... ...
Binary files /dev/null and b/finance/digital-wallet/wise.md/2025-11-28-16-24-29.png differ
finance/digital-wallet/wise.md/2025-11-28-16-25-20.png
... ...
Binary files /dev/null and b/finance/digital-wallet/wise.md/2025-11-28-16-25-20.png differ
finance/digital-wallet/wise.md/wise.md
... ...
@@ -0,0 +1,77 @@
1
+
2
+# wise.md
3
+
4
+
5
+
6
+
7
+## Activate Wise Ac## Residential Address Confirmation
8
+
9
+You'll need to confirm the residential address on your Wise account.
10
+
11
+![](2025-11-28-16-25-20.png)
12
+
13
+- Hong Kong - International Transfer
14
+- Bank card activation: Standard Chartered Priority Banking, HSBC One, Zhong An
15
+- OCBC
16
+- quppy-iban
17
+
18
+
19
+
20
+## Change Wise Account Address from UK to China
21
+
22
+### Initial Situation
23
+
24
+Recently, I received an email from Wise asking me to resubmit address proof. I was initially planning to resubmit my previous documents, but after researching online, I discovered that after submitting address proof, if your address is in the UK, the next step would be requesting residency documentation. This alarmed me, so I decided to change my address back to China instead.
25
+
26
+![](2025-11-28-16-24-29.png)
27
+
28
+### Background
29
+
30
+I had previously written a Wise registration and activation tutorial that recommended selecting a China account. However, I personally used a UK address to open a Wise account to obtain their debit card. But once I received the card, I discovered that the Wise card isn't very useful. Both spending and cash withdrawals perform worse than Trading 212's card, and it's also inferior to Hong Kong cards.
31
+
32
+### Recent Address Change
33
+
34
+Fortunately, Wise recently re-enabled identity verification for China-based users. I took this opportunity to change my address back to China. The process was straightforward - they didn't even require Chinese address proof.
35
+
36
+If you encounter a requirement for address proof when changing your address, you can check how to use a credit card statement as proof. Alternatively, you can download a billing statement from the State Grid (power company) app to serve as proof.
37
+
38
+### Compliance Procedures (Update: 2025-05-07)
39
+
40
+Today I transferred funds from Kraken to Wise and received an email requesting documentation. Upon logging in, I saw it was triggered by PEP (Politically Exposed Person) verification. I selected "No," and they asked me to submit job title, employer, and LinkedIn profile information. I didn't fill these out and exited the app. Later, I noticed the transfer I made that day required confirmation of detailed information. When I checked, I only needed to fill in income source and annual transfer amount - after that, the funds arrived. Wise's compliance procedures are quite mysterious.
41
+
42
+
43
+
44
+
45
+## You’ll need to confirm the residential address on your Wise account.
46
+
47
+
48
+
49
+![](2025-11-28-16-25-20.png)
50
+
51
+
52
+## How to Change Your Personal Address
53
+
54
+### Steps (Web/App)
55
+
56
+1. Go to your name/initials/profile picture in the top corner of your account
57
+2. Go to **Personal details**
58
+3. Select **Personal information**
59
+4. Scroll down and enter your physical address
60
+5. Select **Save**
61
+
62
+### Related Topics
63
+
64
+- [[residential-address]]
65
+- [[address]]
66
+
67
+
68
+## manual contact
69
+
70
+- Once you have the document, please contact us so we can help you with the change. https://wise.com/help/contact
71
+
72
+
73
+
74
+
75
+## References
76
+
77
+- [[digital-wallet]]
... ...
\ No newline at end of file